Itau Unibanco Holding (MEX:ITUB N) PEG Ratio: 1.09 (As of Jul. 05, 2026) — Near Median


MEX:ITUB N Itau Unibanco Holding SA MEX:ITUB N
59 GF Score
Price MXN135.00
GF Value MXN91.86
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is Itau Unibanco Holding PEG Ratio?

Itau Unibanco Holding MEX:ITUB N 59 PEG Ratio is 1.09 as of Jul. 05, 2026, which is 1% below its 10-year median of 1.10. GuruFocus rates MEX:ITUB N with a GF Score™ of 59/100 and a GF Value™ of MXN91.86 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,231 Banks companies, Itau Unibanco Holding ranks better than 59.46% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Itau Unibanco Holding's PE Ratio without NRI is 9.41. Itau Unibanco Holding's 5-Year Book Value growth rate is 8.60%. Therefore, Itau Unibanco Holding's PEG Ratio for today is 1.09.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Itau Unibanco Holding's PEG Ratio or its related term are showing as below:

MEX:ITUB N' s PEG Ratio Range Over the Past 10 Years
Min: 0.5   Med: 1.1   Max: 3.12
Current: 1.22


During the past 13 years, Itau Unibanco Holding's highest PEG Ratio was 3.12. The lowest was 0.50. And the median was 1.10.


MEX:ITUB N's PEG Ratio is ranked better than
59.46% of 1231 companies
in the Banks industry
Industry Median: 1.54 vs MEX:ITUB N: 1.22

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Itau Unibanco Holding  (MEX:ITUB N) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Itau Unibanco Holding PEG Ratio Related Terms


Itau Unibanco Holding PEG Ratio Historical Data

* Premium members only.

The historical data trend for Itau Unibanco Holding's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Itau Unibanco Holding PEG Ratio Chart

Itau Unibanco Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.79 1.30 1.01 0.64 0.95

Itau Unibanco Holding Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.71 0.85 0.89 0.95 1.12

Itau Unibanco Holding PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, Itau Unibanco Holding's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Itau Unibanco Holding PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Itau Unibanco Holding's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Itau Unibanco Holding's PEG Ratio falls into.


MEX:ITUB N
59GF Score
Itau Unibanco Holding SA MEX:ITUB N
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Itau Unibanco Holding PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Itau Unibanco Holding's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=9.4102885821832/8.60
=1.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 1.09 mean?
Itau Unibanco Holding (MEX:ITUB N) has a PEG Ratio of 1.09 as of Jul. 05, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Itau Unibanco Holding and its competitors. This is near median its historical median of 1.10. Over the past decade, Itau Unibanco Holding's PEG Ratio has ranged from 0.50 to 3.12. According to the industry distribution chart, Itau Unibanco Holding ranks #499 out of 1231 companies in the Banks industry, placing it in the top 40.5%.
Is Itau Unibanco Holding's PEG Ratio too high?
Itau Unibanco Holding's current PEG Ratio of 1.09 is near median its 10-year median of 1.10. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 3.12. The Banks industry median PEG Ratio is 1.54. Itau Unibanco Holding's value of 1.09 is 29.2% below this industry median. Based on the distribution chart, Itau Unibanco Holding ranks #499 out of 1231 companies in the Banks industry, which is above the industry midpoint. Overall, Itau Unibanco Holding has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Itau Unibanco Holding's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Itau Unibanco Holding ranks #499 out of 1231 companies for PEG Ratio. This puts Itau Unibanco Holding in the upper half of its industry. The industry median PEG Ratio is 1.54. Itau Unibanco Holding's value of 1.09 is 29.2% below this benchmark. Historically, Itau Unibanco Holding's own PEG Ratio has ranged from 0.50 to 3.12 over the past decade. While the company's 10-year median is 1.10 vs. the industry median of 1.54, Itau Unibanco Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.54, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Itau Unibanco Holding's current PEG Ratio of 1.09 is 29.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Itau Unibanco Holding and its competitors. For the Banks industry, the median PEG Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Itau Unibanco Holding's current PEG Ratio is 1.09, which is near median its own 10-year median of 1.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Itau Unibanco Holding stock overvalued right now?
Based on GuruFocus' analysis, Itau Unibanco Holding (MEX:ITUB N) is currently considered Significantly Overvalued. The stock's GF Value™ is MXN91.86, compared to a current price of MXN135.00 — trading 47% above its estimated fair value. The current PEG Ratio is 1.09, which is near median its 10-year median of 1.10 and 29.2% below the Banks industry median of 1.54. Itau Unibanco Holding's overall GF Score™ is 59/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Itau Unibanco Holding (MEX:ITUB N), the current PEG Ratio is 1.09 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Itau Unibanco Holding (MEX:ITUB N) Overvalued in 2026?

Based on GuruFocus' analysis, Itau Unibanco Holding stock appears to be overvalued. The current stock price of MXN135.00 is trading 47% above its estimated GF Value™ of MXN91.86. GuruFocus considers Itau Unibanco Holding to be Significantly Overvalued.

Key valuation signals for MEX:ITUB N:

  • PEG Ratio: 1.09 (near median its 10-year median of 1.10)
  • GF Value™: MXN91.86 vs. price of MXN135.00 (47% above fair value)
  • GF Score™: 59/100 with 9 warning signs
  • Industry Position: 29.2% below the Banks median (#499 of 1231)

No single metric tells the full story. See the MEX:ITUB N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Itau Unibanco Holding Business Description

Address Praca Alfredo Egydio de Souza Aranha, 100, Torre Olavo Setubal, Parque Jabaquara, Sao Paulo, SP, BRA, 04344-902
Itaú Unibanco is the largest privately held bank in Brazil, the result of the 2008 merger between Banco Itaú and Unibanco. In addition to Brazil, the bank has significant operations in Chile, Colombia, Argentina, Uruguay, and Paraguay. Itaú's commercial and consumer loans account for 35% and 43% of the bank's total loans, respectively, while foreign loans account for 22% of its portfolio as of the end of 2025. The bank also operates the fifth-largest insurer in Brazil and is the second-largest asset manager in the country, giving it broad reach over the Brazilian financial system.
59GF Score

Get the complete analysis for MEX:ITUB N

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN135.00
Price
MXN91.86
GF Value